The Role of Insurance in Compensating Damages Caused bySsports Accidents

Document Type : Research Paper

Authors

1 Assistant Professor, Department of Law, Payame Noor University, Tehran, Iran.

2 M.A in Private Law Group, Payame Noor University, Tehran, Iran.

Abstract

This research aimed to provide a scientific and practical model for understanding the nature of liability insurance contracts in sports so that the elements of sports (managers, coaches and athletes) are aware of the need to have insurance coverage for accidents and injuries that may be possible for sports people, especially athletes. Since the research does not require sampling and interviews, data collection and analysis has been done in a library method, and it has been tried to study the perspective of the courts and judicial procedure. The results showed that insurance obligations for the loss of victims caused by sports accidents should be examined from the perspective of professional sports, so that before concluding an insurance contract, all possibilities for insurance coverage are considered by coaches and managers of sports teams and clubs and even national teams. The main question is: to what extent is the scope of responsibility of insurance providers in sports venues in front of the victims and what are the elements of responsibility in sports? Based on the results, if people have an accident while using sports facilities and performing exercises and competitions, the management of the complex is responsible for compensating the damage according to the laws, Provided that, firstly, there are elements of the time and place of the competition in the sports incident, and secondly, there is civil liability based on the theory of risk.

Keywords

References

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Applied Research in Sport Management
Volume 12, Issue 2 - Serial Number 46
fall2023
October 2023
Pages 51-62

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History

  • Receive Date: 30 May 2022
  • Revise Date: 31 August 2022
  • Accept Date: 13 December 2022

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